Finance & Investment

Causal Intelligence for Financial Decisions

The Problem

Black box models are a regulatory time bomb

Financial regulators worldwide are cracking down on unexplainable AI. From credit decisions to investment recommendations, "the algorithm said so" is no longer an acceptable answer.

Regulatory Scrutiny

OCC, Fed, and SEC increasingly demand model explainability. Exam failures are costly.

Fair Lending Compliance

ECOA and fair lending laws require demonstrable non-discrimination in credit decisions.

Model Risk Management

SR 11-7 requires documented validation. Black boxes fail validation by definition.

Customer Disputes

Adverse action notices require specific reasons. "AI decision" invites lawsuits.

The Solution

Every financial decision with a complete audit trail

Aequitas provides the causal transparency financial regulators demand, without sacrificing model performance.

Deterministic Causal Tracing™

Maps every prediction to specific causal factors. Know exactly why a credit score changed.

Structural Logic Mapping™

Validates that model logic aligns with economic theory and regulatory expectations.

Adversarial Self-Correction™

Three independent auditors stress-test every output for bias and logical consistency.

See It In Action

Interactive "what-if" stress testing sandbox where users can manipulate market conditions and watch causal effects cascade through a financial system in real-time.

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TRY IT: Drag sliders to apply market shocks

Real-World Applications

UseCases

See how organizations transform their operations with transparent AI governance

Credit Underwriting

Explainable credit decisions that satisfy fair lending requirements.

BeforeWeeks of manual review to explain model outputs to examiners

AfterInstant, regulator-ready explanations for every decision

Investment Analysis

Causal factor attribution for portfolio recommendations.

BeforeCorrelation-based insights that break down during market stress

AfterCausal relationships that hold across market regimes

Risk Model Validation

Automated SR 11-7 compliant model documentation.

BeforeMonths of manual model documentation and validation

AfterContinuous validation with real-time documentation

“

Aequitas transformed our model validation process. What took our team months now happens continuously, with better documentation than we ever produced manually.

Chief Risk Officer

Model Risk Management•Fortune 500 Bank